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Brad Ruggles
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2008-07-05 10:28
Not as funny as some of Owen Wilson's other movies but worth watching. Troy Gentile, the chubby kid, was hilarious.
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2008-07-03 10:26
You're always guaranteed of a good performance by Jack Nicholson. Good message behind the movie although the first half of the movie was pretty slow.
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2008-07-02 10:46
I had read some bad reviews of this movie but was pleasantly surprised. Somewhat predictable storyline but engaging visuals.
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May
8
Living in a Hotel
Post Category: Authenticity, Moving
“We can make our plans, but the LORD determines our steps.” - Proverbs 16:9
A lot has changed since Monday. For example…
- I thought I would be writing today’s blog post from our new house instead of the lobby of the hotel we’re staying at.
- I thought we would be unpacking boxes instead of extending the contract for the 3 storage units that hold our belongings.
- I thought we would be settling our kids into their new rooms instead of trying to occupy them with repeated trips to the hotel pool.
For readers who may not be familiar with our story so far, we put our house up for sale in September and sold it in a market that’s not easy to sell a house in. We moved all of our belongings into storage in Indianapolis while we vacationed for a few weeks in Florida. Before we left we had confirmed all of the details on the condo we were purchasing and set to close on as soon as we got back.
We had a closing date of May 12 but talked to our mortgage and real estate agents from Florida and asked if we could move it to May 6 after we arrived back in Indianapolis from our trip. They said it wasn’t a problem. We found out last week that the closing could be delayed a few days but since our contract had a closing date of May 12 we thought we would still be ok. If we had to get a hotel room for a couple of days so be it.
We left Florida Monday morning stopping half-way to spend the night in Gatlinburg so the kids could see the Smokey Mountains. Tuesday morning I get a call from our mortgage agent. He had completely dropped the ball and not checked into the condo requirements for the type of loan we were getting. Because I’m self-employed I didn’t qualify for most conventional loans and had to go with a FHA loan. It turns out that the condo’s were new enough that they didn’t qualify for a FHA loan.
“Basically,” our mortgage guy said, “there’s nothing I can do for you. The only way I can get you into that condo is if you put down 20-25% down.” There was no way we could do that nor would I want to in today’s housing market. Basically, our mortgage guy screwed us by assuring us that we were approved and would close this week without a problem (after having all of our paperwork and information for over a month).
Which brings me to the hotel lobby I’m writing this from this morning. We’re here until the end of the week while the clock keeps ticking on our pending closing date. Lisa was on the phone all day yesterday making calls to banks hoping for a last-minute miracle. If the deal falls through we are back at square one, staying in a hotel and looking for a place to live.
I know that God has everything under control but that doesn’t make the present situation any easier. Lisa and I have been trying to figure out a way to tell our kids that we may not be moving into the home that they were so excited about living in.
Please pray for direction and God’s will to be clear. I’m learning to hold all things loosely as God reminds me that His plans are best and His timing is perfect.
In the meantime I’ll close out this blog post from the lobby of the hotel that is our home with complete trust in God and anticipation of His provision.
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15 Responses to “Living in a Hotel”
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We went through the exact same thing last year while trying to move. Because I’m self employed, we didn’t know if we’d have a house to move into until about two hours before we were leaving in the Uhaul.
God always comes through in his way and we were closer to him than ever through that time.
The most important thing is to not freak out. We, of course, did and got very upset about the whole thing. Six months later, it’s just a memory and was, at the end of it all, not worth getting too upset over.
I’ll be praying for you guys.
(And what is it with mortgage lenders screwing up with the self employed? Ours did too.)
Chad Wrights last blog post..Evernote
Hey Brad,
We’ll be praying for you and your family. This is a tough situation. We’ve been through some housing drama on our last 2 homes. We’ve moved to Arkansas to work at a Church and have lived in an apartment since August 07. We’re supposed to close on a house tomorrow… doing the final walk through this morning. I almost feel guilty telling you this, but I’m telling you this because God has come through for us. We can finally get our stuff out of storage that has been put away since last July. God has come through for us after a few deals have fallen through an even better house with a cul de sac and fenced yard for the boys has opened up… and for even less $$ than what we were going to spend! God came through for us and He will do the same for you.
Blessings,
David
David Ballards last blog post..Sex & SEO
Man…
Prayers for sure. I have a delayed closing, not an obliterated one!
God is good, and this will be an opportunity for the testimony of how good and faithful he is…
Clayton Bells last blog post..Anne Jackson lights the internet on fire
Yikes bro… We’ll pray for you guys…
Brooks last blog post..photo shoot…
Praying for you. If there’s anything Erica and I can do to help you out, let us know. I know we’re down in Florida, but we’ve got some free space anytime you need it.
Read Scotts last blog post..Twitter is My New BFF
Thank you all for your encouraging comments and prayer. It helps to know my blog family is praying and standing with us.
- Brad
Dude…sounds like a lawsuit for recovery of funds to me.
In all seriousness..I am so sorry to hear this. I will be praying for you. That’s pretty scary stuff.
Jads last blog post..Congratulations…It’s a Peanut!!
Yes, i will definitely be praying!!!
We’ll be praying for you and your entire family. Tell your wife I’m thinking about her. We just finished a series on Plan B…this unfortunately sounds like just that.
Brad, Lisa, & Girls
Mom and I have been praying fervently for you. We feel so helpless here in Michigan. You can come and stay with us; if that would help. We love you and know that God has something special for you. Hold steady!
Dad Gillim
Jad - spoken like a true lawyer!
Abbey & Dad - thanks for the prayer!
Brandi - Thanks for the comment. We were in Nashville for week 2 of Pete’s series. Little did we know how relevant it would be for us! We’re trusting God’s plan B is better than our Plan A!
- Brad
Brad and gang,
Hang in there! The nice thing is that you’ll be all settled in soon and then you’ll look back and have a story to tell folks about when you moved to do a plant.
Geo.
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