I am trying to keep a good attitude but I’m not doing so good. I’m so pissed off right now!

Remember that condo we’ve been trying to close on? Back in the beginning of April we had an approved offer for $125k which was a really good deal. Then we’re heading back from Florida for the closing when jerk-face mortgage guy (that’s what I’ve been calling him lately) called us up to tell us that we weren’t going to be able to close because he couldn’t get us approved. He tells us this the day before we were supposed to close! Which leaves us scrambling to find a place to live in the meantime while we explore other mortgage options. We’re going on our third week of living in a hotel which gets pretty old!

Lisa has been doing an amazing job of checking out other banks that will work with us. Our challenge has been because I’m self-employed and don’t have two years of tax returns as a self-employed contractor. That combined with the current mortgage issues that the market is facing makes getting a loan quite fun!

So Lisa finally found a local bank that would work with us and we get our pre-approval letter together and call back on the condo. They sold it on Tuesday for $145k! Not only did we lose the condo but we lost a chance to get a great deal and have instant equity! Do you see why I need to vent?

I know that God must have something better (you do God, right?) but that doesn’t make this any easier! I’m just so ready to be over this mountain and get settled in a house.

Keep praying - for Lisa, the kids, our house (and my attitude). And thanks for listening to me vent.

Comments

13 Responses to “Pardon Me While I Vent”

  1. Abbey on May 22nd, 2008 2:59 pm

    Yeah, it’s frustrating to not know what’s ahead. And nothing I can say will make your situation any better. Sorry. I guess that, like Job, all you can do is trust God, like you’ve been doing, and know that He’ll provide for you in the end, even if it’s not in the way that you expect.

  2. givemejesus on May 22nd, 2008 3:00 pm

    Brad - Just wanted you to know that I’m pulling and praying for you guys. I cannot even imagine how difficult this is for you and your family and the amount of stress this situation is producing. I encourage you to continue pressing into the goodness of God and the awesome plan that He has for you. I know this may be of no value to you now but, someday, you will be able to look back on this circumstance and not only see the glory of God in it but you’ll be able to laugh about it, too!

    And, just think of the memories your kids are going to have - “Hey, Dad….remember that time we got to live in a hotel for a month? That was so cool! Yeah…fun times, fun times…”!

    His blessings are coming……wait for it…..wait for it……

    givemejesuss last blog post..60 Days!!!

  3. Susanne on May 22nd, 2008 3:12 pm

    So sorry to hear that, Brad! I’ve been praying that somehow the condo would work out for you guys. You are right though…God has a better plan. (Jer. 29:11)
    Just keep holding on to Him, and letting Him guide your steps. You and your precious family will continue to be in my prayers.

  4. CJ Mills on May 22nd, 2008 3:29 pm

    I forgot you’ve been living in a hotel for 3 weeks. Kinda makes my 5 days at the Ronald McDonald house sound like a walk in the park.

    In a weird way, it makes me feel good to know I’m not the only one going through life issues now (I hope that comes out right). I’ve been inspired by your attitude through this and look forward to hearing how God has worked through this situation.

    I hope you and I can get a chance to meet one day outside of the blogosphere…haha.

    Take care of yourself and family, Brad. We (even Asher!) are praying for you.

    CJ Mills // http://www.visualtrademark.com

    CJ Millss last blog post..Leave A Comment For Asher

  5. Brad Ruggles on May 22nd, 2008 3:37 pm

    CJ - Thank you for your prayers. Actually, when I stop to think about my situation compared to yours I feel kinda stupid. I can’t imagine being in your shoes right now. You’re the one that is inspiring me.

    - Brad

  6. jimhunt on May 22nd, 2008 4:42 pm

    The bad news - no condo closing; the good news - there is a reason for you that the condo was not right. Praying for you and your family - one day this will be a treasure of stories.

  7. Pete Wilson on May 22nd, 2008 10:32 pm

    Dude, I’m so sorry. I’m going to be praying for you guys!

    Pete Wilsons last blog post..Annual Staff Retreat

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  9. Clayton Bell on May 23rd, 2008 10:32 am

    Keep fighting the good fight. We’re with you, brother…

    Clayton Bells last blog post..We interrupt this blog for a very special conference…

  10. Brandee on May 23rd, 2008 11:14 pm

    Brad, your frustrations over your housing situation mirror my frustrations over finding a JOB. I learned 5 1/2 weeks ago that my unemployment benefits were being cut pending an investigation with the way my former employer filed my severance package with the state. I’ve been without any income since and I won’t be able to receive benefits pending a hearing with a judge in Grand Rapids at some point in the future (they still have not told me WHEN)… at which point, I get to plead my case and if he sees what happened from my perpective, will reinstate my benefits with back-pay, otherwise I get to pay the state back along with a 5K penalty. Not cool, at all… So in the mean time, I’ve been looking for ANYTHING as far as a job goes… and all I’ve been told is that I am overqualified, and have too much ambition and drive. I’ve been saying a lot of bad words in my head and I can write the book on discouragement… but I know… somewhere up the road, God had a plan for me, too.

    So… I understand the jerk-face lingo, I have been Bad Attitude girl… but yet, I give thanks to God that my parents have been there to help me in so many ways over the past month. With the big surgery now behind me… I am ready to give whatever it is that is waiting for me up ahead, my all…. but man oh man, it sure is frustrating.

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